Cooperativas de crédito como negócios de impacto: o caso da Sicoob Credichapada

Abstract

Credit unions can take the form of social impact businesses as they develop actions that generate consequences and deployments that minimize the condition of vulnerability and poverty, in addition to providing positive changes in the quality of life of several people in a community. In this context, this study aimed to describe and analyze the social and economic impacts provided to students attended by an education program developed by the credit union Sicoob Credichapada. From a single exploratory case study, the study used documentary analysis, interviews and unsystematic observation. The results show that the Cooperative, Entrepreneurial and Financial Education Program transforms the lives of several young people and adolescents benefited by this program, with social impacts such as changing the profile of responsibility, learning to work in teams, leadership skills, generating and managing resources , sustainability and life perspectives. The study aimed to focus on the impacts of generating and managing resources and the changing students' perspective of life. Based on these impacts, we can view the importance of Sicoob Credichapada as a social impact business for the reality of these schools, students and the community, making students begin to see potential for changes in living conditions both in social and economic aspects, aiming reducing vulnerability and poverty. Thus, from the exposure of the results of this study, it is expected that other realities can seek social transformations through social impact businesses, such as cooperatives and also other types of organizations.