Estudo de viabilidade econômica de um loteamento no município de Barão de Cocais - MG : um estudo de caso

Abstract

This paper proposes an economic feasibility analysis of an allotment project in Barão de Cocais, Minas Gerais. Initially, demographic data were presented that reveal the growth of the population and the number of households in the region, highlighting the importance of economic analysis in the acquisition of real estate. The city was contextualized, addressing its history, tourist characteristics and the influence of the mining industry. The real estate sector of Barão de Cocais was discussed, highlighting challenges such as the evacuation of families due to the risk of dam failure, contrasting with the growth of the industrial market and the generation of jobs. The presence of large mining companies has a direct impact on real estate demand, driving demand for properties. The section on the approval of subdivision projects highlights the importance of following the laws in force, with emphasis on Law 6.766/79. The stages of the process, from legal feasibility to registration in a notary's office, were detailed, as well as the responsibilities of the subdivider and customers to ensure the proper administration and sustainable development of the allotments. The literature review addressed the real estate market, highlighting the role of the agents involved and the relationship with local economic growth. Market research was presented as an essential tool for obtaining information, with the NBR ISO 20252 standard being referenced as a guide for standardization and the SEBRAE Manual in the measurement of research processes. The methodology adopted was a case study, with analysis of the company, the enterprise in question and legal aspects. A market survey was conducted, using questionnaires and consulting with real estate agents to obtain data about the region. Economic viability was addressed through indicators such as Net Present Value (NPV), Minimum Attractiveness Rate (TMA), Internal Rate of Return (IRR), Payback Time and Profitability Ratio (IL).