Cooperativismo de crédito: uma alternativa de desenvolvimento socioeconômico

Abstract

Credit cooperativism presents valuable traits that makes it an advantageous model for granting credit and is, therefore, beneficial to sustainable socioeconomic development. This paper demonstrates and justifies its usefulness to society in order to make credit cooperativism a central object of public policies. Consequentially, the State should stimulate and enable it to work efficiently, as society needs to recognize the importance of credit cooperativism in the socioeconomic development of Brazil. This study utilized an analytical-dogmatic model of research, with the aid of historical texts, legal doctrine and data from State authorities – whose competence is to oversse and promote credit cooperativism, as well as offering public access to related legal regulations and norms.