EDUCAÇÃO FINANCEIRA E FINANÇAS PESSOAIS: UM ESTUDO COM JOVENS ADULTOS BRASILEIROS

Abstract

Financial education is not a frequent topic among people, even though capitalism is the dominant economic system in the world. Given the challenges of this approach, the choice of this topic arose from the need to clarify access to adequate financial education in the context of the COVID-19 pandemic in Brazil, as the population faced several financial challenges, changing the way they live and consume. . Given this scenario, being aware of the levels of financial education of young Brazilian adults aged 24 to 35 was the objective of this article, in addition to knowing how applicability occurred in the face of the pandemic, analyzing the performance and organization of their personal finances. To this end, the methodology used was descriptive with the application of survey research and a quantitative approach. The data collection instrument was a structured questionnaire with closed questions written on Google Forms, shared through the researcher's WhatsApp application, following the criteria of the research's target audience, sending the link to 300 young Brazilian adults who may or may not reside in the country, obtaining 124 (41,33%) responses. The survey results revealed that some respondents consider they have neutral knowledge about financial education, others are dissatisfied with their financial metrics at their current age and a small number plan financial expenses. Therefore, there was a lack of preparation regarding the financial issues addressed in the study.