Construção de ranking de desempenho econômico e financeiro das cooperativas de crédito de Minas Gerais

Abstract

This work aimed to suggest a statistical model for ranking the best economic and financial performance of credit unions in Minas Gerais. And it is justified by the fact that it creates a ranking that considers a greater number of variables and thus lists which are the largest credit unions in the state of Minas Gerais. The research was carried out based on 170 observations, 6 variables presented, and the data were collected through file 4010 of the Central Bank of Brazil – BACEN. The results achieved show that the 8 largest cooperatives do not change their positions in the Principal Components Analysis models, the other cooperatives end up having small variations up or down in their positions. Tests were carried out disregarding the first- and second-best placed cooperative, without significant losses in the total explained variance, going from 92,02% to 87,85%. Therefore, it is possible to obtain a new indicator for decision-making in the Ocemg System based on the methodology presented, which we call the General Economic and Financial Performance Indicator for Cooperatives - IDG.